Welcome to www.vbtmgroup.com ("the website"). The terms and conditions of use of the website are set out below. They are issued by VBTM Associates Ltd, which owns and operates the website. VBTM Associates Ltd is a private limited company incorporated and registered in Scotland under The Companies Act 2006. Its principal business address is Wright Business Centre, 1 Lonmay Road, Queenslie, Glasgow G33 4EL.

By using the website, you are agreeing to the terms and conditions. Please read these carefully. If you do not accept the terms and conditions, please do not use the website. VBTM Associates Ltd reserves the right to modify or update the terms and conditions at any time, without notice. You are advised to check the terms and conditions regularly for any modifications or updates.


The website is designed to be accessible to all internet users. It complies with web standards, validation and security. For more on accessibility be sure to read our accessibility statement.

You may not use or transmit data or information to the website in any way that may harm or corrupt it , or in any such manner that is illegal, fraudulent, discriminatory, defamatory, abusive or breaches the rights of others.

Any information you submit to VBTM Associates Ltd via the website shall be handled in accordance with our Privacy policy.

From time to time, the website may become unavailable temporarily, without notice, in order to carry out maintenance, or to modify and update it. In these circumstances, we will make every effort to minimise any disruption to users.

If you have any difficulties accessing any part of the website, please Contact us.

Content and Intellectual Property

The content and intellectual property of the website are the copyright of VBTM Associates Ltd and its licensors. You may download or print extracts from the website for your personal use only, providing that you do not modify such material or separate photographs from accompanying text. You may share extracts from the website for non-commercial purposes providing that you have first sought and obtained explicit prior written consent from VBTM Associates Ltd and that you attribute ownership to VBTM Associates Ltd and its licensors.

You shall not use any material contained in the website for commercial purposes nor in any manner that is fraudulent, illegal, offensive or breaches the rights of others.

VBTM Associates Ltd is the trademark of VBTM Group and is protected in the United Kingdom and other jurisdictions. The VBTM logo is a trademark of VBTM Associates Ltd and VBTM Group and is protected by copyright.

VBTM Associates Ltd reserves the right to withdraw any features of the website or services specified in the website without notice.

Links to Other Websites

The website may contain links to other, third party websites. These links are provided solely for convenience. VBTM Associates Ltd is not responsible for, and has no control over, the contents of third party websites. The provision of links to third party websites should not be taken as an endorsement of those websites by VBTM Associates Ltd. If you choose to access third party websites from www.vbtmgroup.com, you do so entirely at your own risk.


VBTM Associates Ltd has made every effort to ensure that the content of the website is accurate and reliable, and secure from viruses, misuse or malicious intent. We are not liable for any direct, indirect or consequential losses or damages that may occur as a result of accessing the website; or from using information contained in the website; or from providing information or feedback to VBTM Associates Ltd via the website; or by accessing any links or references to other, third party websites. Users are advised to run anti-virus software on any material downloaded from the internet in general.

Governing Law

Use of the website and the terms and conditions are governed by the laws of the United Kingdom. Any breaches, violations, misuses or disputes arising in connection with your use of the website, or in relation to the terms and conditions, shall be subject to the jurisdiction of the courts of the United Kingdom.

If you have any queries about the terms and conditions above, or feedback on our services or website, please Contact us.

Issue date: 20 December 2010